Effective Date: 01-04-2026
Website: https://clockworkfms.com/

1. Acceptance of Terms

By accessing or using the Clockwork FMS website or services, you agree to be bound by these Terms of Service. If you do not agree, you must discontinue use immediately.

2. Description of Services

Clockwork FMS provides financial management, administrative support, and consulting services, including:

• Financial reporting and analysis
• Billing and invoicing support
• Operational and administrative assistance
• Business consulting services

All services are subject to separate written agreements where applicable.

3. No Professional Advice

All information provided by Clockwork FMS is for general informational purposes only.

We do not provide:

• Legal advice
• Tax advice
• Investment advice
• Certified financial advisory services

You should consult a qualified licensed professional before making financial or business decisions.

4. Client Responsibilities

You agree to:

• Provide accurate and complete information
• Maintain confidentiality of account credentials
• Ensure you have legal rights to share provided data
• Comply with all applicable laws and regulations

We are not responsible for errors caused by inaccurate or incomplete information.

5. Service Agreements & Payments

• Scope, pricing, and deliverables are defined in separate agreements
• Payments must be made as agreed
• We may suspend services for non-payment
• Late payments may incur fees or penalties
  
  

6. Confidentiality & Data Protection

We implement reasonable administrative, technical, and physical safeguards to protect client data.

We may disclose information:

• With your consent
• To authorized service providers
• When required by law
  
  

7. HIPAA Compliance

Where applicable, Clockwork FMS may provide services to healthcare-related entities.

• We may act as a Business Associate under applicable laws
• Any handling of Protected Health Information (PHI) is governed strictly by executed Business Associate Agreements (BAAs)
• We only access, use, or disclose PHI as necessary to perform contracted services and in accordance with applicable regulations

We do not independently determine purposes for PHI use and act solely on instructions from the Covered Entity.

8. Intellectual Property

All website content, branding, and materials are owned by Clockwork FMS.

You may not:

• Copy, reproduce, or distribute content
• Use branding without written consent
  
  

9. Acceptable Use

You agree not to:

• Use services for unlawful purposes
• Attempt unauthorized system access
• Interfere with website functionality
• Upload malicious code or harmful content
  
  

10. Third-Party Services

We may use third-party tools or platforms.

We are not responsible for:

• Third-party service interruptions
• External content or policies
• Data practices of third parties
  
  

11. Disclaimer of Warranties

Services are provided “as is” and “as available.”

We make no guarantees regarding:

• Accuracy or completeness
• Service availability
• Business or financial outcomes
  
  

12. Limitation of Liability

To the fullest extent permitted by law:

Clockwork FMS shall not be liable for:

• Indirect, incidental, or consequential damages
• Loss of profits, revenue, or data
• Business interruption

Liability Cap:
Our total liability for any claim shall not exceed the total fees paid by you to Clockwork FMS in the three (3) months preceding the claim.

13. Indemnification

You agree to indemnify and hold harmless Clockwork FMS from any claims, damages, or losses arising from:

• Your misuse of services
• Violation of these Terms
• Breach of laws or third-party rights
  
  

14. Termination

We reserve the right to:

• Suspend or terminate services at our discretion
• Terminate accounts for violations of these Terms

You may terminate services as per your service agreement.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of:

👉 State of California, United States

Without regard to conflict of law principles.

16. Dispute Resolution & Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or services shall be resolved as follows:

• Parties agree to first attempt good-faith negotiation
• If unresolved, disputes shall be settled by binding arbitration
• Arbitration shall take place in California, United States
• Each party shall bear its own legal fees unless otherwise required by law

You waive the right to participate in class action lawsuits.

17. Force Majeure

We are not liable for delays or failure due to events beyond our reasonable control, including:

• Natural disasters
• Internet or hosting failures
• Government actions
• Cybersecurity incidents
  
  

18. Changes to Terms

We may update these Terms at any time. Continued use of services constitutes acceptance of the updated Terms.

19. Contact Information

Clockwork FMS
Email: Hello@clockworkfms.com